Financial Solutions Developed Exclusively for Medical Students and Residents CFMS is dedicated to finding the best financial solutions to meet the needs of medical students. That's why we work closely with MD Management, created and owned by the Canadian Medical Association, to bring best of class financial advice and products to physicians and their families. MD understands how challenging and stressful it is to manage finances while working hard to obtain a medical degree. Designated MD Financial Consultants offer essential financial planning to help you minimize debt and maximize cash flow, as well as exclusive banking products and services through MD Banking Referral Service . View website.